Car accidents are one of the most frequent forms of personal injury and can happen to anyone. Being involved in a car accident can be incredibly overwhelming and may leave you with significant property damage or injuries. However, with the help of an Asheville car accident lawyer, you can be awarded the compensation you need to remain financially stable in this trying time.
Car accidents can happen because drivers fail to follow traffic signals, are driving impaired, are speeding, are distracted by another task, or a combination of these reckless or careless behaviors. Car accidents can also happen because of dangerous weather conditions or improperly cared-for roads.
When you or a loved one suffer injuries in a car accident that was not your fault, you deserve compensation. You may be dealing with the costs of medical bills on top of lost income, car repairs, and other issues from your accident. An insurance claim can cover these damages.
Unfortunately, an insurance claim will not always be enough to compensate for the scope of your damages, and a personal injury claim may be necessary. Negotiating both these claims can be frustrating during this time. By working with an experienced Asheville car accident lawyer, they can handle negotiations for you, enabling you to rest and increasing the chances of maximum compensation.
A car accident personal injury claim requires evidence, investigation, and strong negotiation. This can be difficult to do when you are recovering from an injury or mourning a loss. A skilled attorney can manage these things on your behalf and has significant experience negotiating insurance and personal injury claims. This increases the likelihood that your claim or claim will succeed.
At Bridgman Gantt Law Offices, we want you to earn the compensation you deserve. We know that this is an incredibly difficult time and that the process of filing a claim can feel overwhelming. We provide you with personalized care, working to understand your unique circumstances and claim. We use our firm’s resources to thoroughly investigate the scene of the accident, gathering essential evidence to determine fault. Our skilled attorneys can help you understand each step of the claims process so that you know what you are entitled to and the chances of a successful claim. We understand that the compensation from this claim can give you and your family essential financial stability and know the importance of a claim. At Bridgman Gantt, we want to answer your questions and give you the legal guidance you need.
Whether you are filing an insurance claim or a personal injury claim, determining fault is important. The party or parties that are at fault for the accident can be held legally and financially liable for the damages caused. In North Carolina, injured parties can file with the at-fault driver’s insurance and/or file a personal injury against the at-fault driver.
Determining who is at fault for an accident can be complex. Every crash has many varying factors, and it’s likely that multiple parties are partially at fault. The accident has to be thoroughly investigated to determine who is at fault. Evidence that may be useful in these investigations include:
The contributory negligence system is used in North Carolina. This means that if an injured party is determined to be at all at fault for the accident, they cannot claim compensation for their damages.
One party may be found to be 97% percent liable for the crash, but the injured party who was 3% responsible still cannot obtain coverage due to their fault. Not many states use the contributory negligence system. This system makes it very hard for victims of accidents to get coverage for property damage, medical bills, and lost income.
When you are in an accident in Asheville, it is essential to obtain legal aid from an experienced attorney. An attorney is your greatest chance at limiting your liability and preventing you from being found the 1% liable required to deny you compensation.
Different types of car crashes result in different injuries and damages and may require different methods to determine the at-fault party. Some types of car accidents are more likely to result in fatalities, and loved ones may need to file a wrongful death claim for their deceased family member. Common types of accidents include:
The type and severity of a party’s injuries can impact the complexity of an insurance or personal injury claim and how much compensation the claim is worth. Some injuries sustained in a car accident may not manifest until several days after the crash.
For this reason, it’s important to be checked over by a healthcare professional after an accident, even if you don’t feel injured. Traumatic brain injuries frequently have severe consequences but may not show symptoms for several days. A medical professional will be able to check for signs of these injuries. The documentation of obtaining medical help also aids in any claims.
Common injuries in car accidents include:
Some of these injuries can result in life-long medical complications or require extensive physical therapy. These costs need to be accounted for when calculating the damages that need to be covered in a claim. Car accidents also have a mental and psychological impact, causing those injured to suffer from anxiety and post-traumatic stress disorder (PTSD). These are injuries that deserve compensation.
Many individuals filing insurance or personal injury claims underestimate the compensation they are owed and fail to account for future complications, future medical costs, or rehabilitative treatment. An attorney has handled cases like this before and knows what is fair compensation for the severity of unique injuries and damages.
When you are involved in an accident, the first step is to call for professional medical attention as soon as you are able. If it is safe and possible to do so, get any cars out of the road and exit the vehicle. Check to see that others involved in the accident are all right, and call to report the accident and any known injuries.
Once the accident is reported, take the following steps:
It’s important to talk with an attorney sooner rather than later. They can protect your rights during the negotiation process and have access to additional forms of evidence.
Handling a car accident insurance or personal injury claim after a crash can be unnecessarily aggravating at a time when you need to rest and heal. If you are unused to negotiating with insurance providers, this can be even more difficult. The goal of an insurance provider is to limit the cost and liability, and this means they will work to provide you with as little as possible. In some cases, this even means falsely accusing you of being at fault.
An attorney can handle these discussions on your behalf. A car accident attorney is experienced with negotiations with insurance providers, and these providers are less likely to attempt underhanded tactics with legal professionals. Your attorney will also be able to review the specifics of your situation prior to negotiations and calculate the true and fair damages you should be awarded.
Without an attorney, it is likely that you would underestimate the true extent of compensation you should earn and fail to cover your damages. While many people can calculate their damages from property damage or medical bills, long-term care or complications are frequently overlooked or miscalculated. An attorney can accurately calculate your damages and enter into insurance negotiations with full awareness of what is reasonable compensation.
Your attorney can investigate the accident, determine fault, advocate for your rights in negotiation, defend you in litigation, and handle the necessary legal deadlines and requirements. By working with an attorney, you can maximize the financial benefits of your claim.
Every car accident claim will have a unique compensation award. If you are not considered at fault for the accident, you can claim compensation for any damages you suffered in the accident or as a result of the accident. A claim with the at-fault driver’s insurance provider may provide coverage for bodily injury and a certain amount of property damage.
If the damages go beyond these covered amounts or include mental trauma or suffering, a personal injury claim may be useful. A personal injury claim for a car accident may be able to compensate:
If you are unsure what your car accident claim is worth, an experienced attorney can help you calculate the right amount.
Civil claims have a legal time limit, or statute of limitations, in which you can file your claim. For car accident claims, which are a form of personal injury claim, this limit is three years in North Carolina. It’s beneficial to your claim to file as soon as possible.
The sooner you begin working with experienced legal counsel, the better. It’s useful to have an attorney from the beginning of the insurance claim process who can help you determine your avenues for compensation. Contact the compassionate attorneys at Bridgman Gantt today.
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