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SSD benefits: Rule to know before applying

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There comes a time when many U.S. workers will need to begin using the Social Security benefits that they’ve paid into for years. Some residents of North Carolina will wait until they are 65 years or older while others may need benefits sooner. However, everyone will have to abide by certain rules set forth by the government in order to claim the benefits that Social Security has to offer.

Medical Requirements Involving Disability

Perhaps the most common misconception about SS benefits is that anyone who has been disabled can obtain them. The fact is that there are certain requirements that you need to meet to become eligible. For example, a disability must be medically proven to last for more than a year. It should also be noted that temporary disability, even if it lasts more than a year, does not meet the requirements. Those seeking Social Security disability benefits must be fully disabled. You must prove the following:

  • You meet the Social Security impairment list.
  • Your disability makes finding work impossible.
  • Financial requirements

In terms of finances, the government will also look into how much you make each month. This is called the SGA level and will ultimately determine if you qualify for benefits or not. For example, in 2020, the SGA level was $1,260 per month. If you made that amount or more, then it is determined that you were gainfully employed and should have had enough funds to help you survive.

Dealing with the Social Security Administration can be a complex and lengthy process. Therefore, it is important to obtain the services of an attorney to help you navigate each step of the process.

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