If your illness or condition is making it more difficult for you to complete your duties at work, you may be entertaining the idea of applying for Social Security Disability Insurance. You have probably heard of SSDI. For example, you may have a friend or family member who is “on disability,” but you may be like many who do not fully understand what it means to qualify for the program’s benefits.
Disability benefits are for those who cannot work even in a reduced capacity in their normal occupation. The Social Security Administration is very careful in its evaluation of applications for SSDI, and the majority of people who apply do not obtain benefits. Many of these people simply do not qualify, but the SSA often rejects claims because applicants have difficulty navigating the complex process alone.
The goal of SSDI is to provide financial assistance for people who cannot work because of certain illnesses, injuries or conditions. The overall qualifying factors include having a condition that is on the SSA’s list of approved conditions and that will result in your death or prevent you from working for at least one year. This is not limiting to the work you do now, but your medical condition must keep you from any gainful employment.
In fact, through the information you submit on your application, the SSA will determine your level of residual functional capacity. RFC is the work you can still do despite your condition. Your level of RFC will be important for the following reasons:
Your presentation of your symptoms, your pain level, your medications and other factors will be important in helping the SSA determine whether you are eligible for disability benefits. Because your condition may make it difficult for you to fight for your own cause, you may find it helpful to seek the guidance and advocacy of a North Carolina attorney with experience in disability cases.
"*" indicates required fields