Charlotte Office 704-815-6055
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Greensboro Workers Compensation Lawyer
Greensboro Workers Compensation Attorney
Workers’ compensation exists to guarantee employees have financial protection in place should they suffer an injury or illness in the workplace. Whether you fall from a ladder or get sick due to exposure to hazardous materials, you can rely on workers’ compensation insurance for the benefits you need to get by. If you need help applying for benefits or challenging a denial, you can turn to a Greensboro workers’ compensation lawyer from Bridgman Gantt Law Offices.
What Is Workers’ Compensation?
Workers’ compensation is a state-mandated insurance system that employers pay for so that workers can access medical treatment and wage replacement after suffering an injury or illness while performing their duties. It’s seen as a win-win for employers and employees alike. Qualifying workers are guaranteed medical care and financial compensation, while employers are shielded from liability.
North Carolina is among the safest states for workers, with two reported injury cases per 100 full-time employees, below the national average of 2.4. Still, workers’ compensation is an invaluable assurance for employees in the state.
Eligibility for Workers’ Compensation
Not all employees are eligible for workers’ compensation benefits, and not all eligible employees qualify. Eligibility requirements include:
- You work for an employer who is required to provide workers’ compensation insurance.
- You are listed as an employee, not as an independent contractor.
- You must report the injury or illness within 30 days.
- Your injury or illness must be verified by a doctor. Your employer has the right to choose a medical provider for you.
If you’re unsure if you qualify for workers’ compensation or are having trouble meeting any of the eligibility requirements, contact an experienced Greensboro workers’ compensation attorney.
How to Apply for Workers’ Comp
Applying for workers’ compensation is a relatively straightforward process, but keep in mind that small mistakes can lead to denials or add unnecessary delays. To apply, you first need to report the injury to your employer within 30 days of the incident. They should send you to an approved doctor for testing and treatment. Keep in mind that if the injury requires immediate attention, you can go to a doctor of your choosing until you are stable.
You then have two years to file Form 18 with the North Carolina Industrial Commission, which should review your case and determine if you qualify for compensation. You may be asked to attend hearings or provide additional information. Even though 85% of claims are agreed to by employers and employees, you could be denied. This isn’t the end of the road, as you can appeal the decision.
If you are denied, you can file a request with the Deputy Commissioner to review your case. Even if they deny you, you can appeal to the full commission and then to the North Carolina Court of Appeals. Your attorney can be with you every step of the way.
About Bridgman Gantt Law Offices
Founded over 30 years ago, Bridgman Gantt Law Offices provides experienced and knowledgeable counsel to the residents of Greensboro and the surrounding areas as they pursue workers’ compensation benefits. We’re familiar with the local and regional courts and their policies, giving us a leg up when it comes to hearings and appeals. We know what types of evidence the NCIC wants to see, and we can help you to avoid making common mistakes when you apply for benefits.
Our attorneys have over six decades of combined experience in workers’ compensation cases. You can trust us to guide you through every step of the process, diligently advocating for the benefits you deserve.
FAQs
Who Is Exempt From Workers’ Comp in North Carolina?
Typically, employers with fewer than three employees are exempt from having to provide workers’ compensation insurance. This applies whether the employees are full-time, part-time, or even seasonal. There are exceptions to this, with certain agricultural industry companies needing a minimum of 10 employees before having to offer workers’ comp. Domestic employers who hire workers like maids and nannies also do not need to provide this insurance.
What Voids Workers’ Comp?
Workers’ compensation benefits can be voided or denied if the injury was the result of drug or alcohol usage, horseplay, or was self-inflicted. Similarly, benefits can be rescinded if the insurance company discovers your workplace accident was caused by misconduct against company policy or criminal actions. If it comes out that a person was to receive benefits, their compensation can be terminated, and they may even face charges for fraud.
How Much Does Workman’s Comp Pay in North Carolina?
In Greensboro, North Carolina, Workman’s comp generally pays two-thirds of your average weekly pay. The program does cap payments at $1,380, regardless of how much you make. These payments are meant to serve as partial wage replacement, and you receive a separate payment that covers your medical expenses. Speak to a lawyer to fully understand how much compensation you may be entitled to.
Do Independent Contractors Qualify for Workers’ Comp in NC?
Typically, independent contractors do not qualify for workers’ compensation unless they purchase their own insurance policy. However, many employers misclassify employees as independent contractors to avoid having to pay additional taxes or benefits.
To determine if you’re misclassified as an independent contractor, consider the how, when, and where of your employment. If your employer controls how, when, and where you work, you may be misclassified.
Hire a Workers’ Compensation Lawyer
If you’ve fallen from a ladder, broken a bone while out on a delivery, slipped in a stock room, or gotten sick from exposure to toxins while at work, you deserve compensation to cover your medical bills and pay your wages. You don’t have to take on the workers’ compensation process alone. Hire a workers’ compensation lawyer to be your ally along the way.
Turn to Bridgman Gantt Law Offices for the guidance you need. Our team is ready to review your case and advise you on your options. We can help you file a claim and represent you during hearings and appeals. Contact us today to schedule a free consultation.
Greensboro Workers Compensation Lawyer Reviews
★★★★★
“What an amazing and professional group of people!! Mr. Gantt was super informative and treated us with respect and kindness. He explained everything from start to finish. His team was always available and were also kind and professional. When it came time to go to court he called a few days before and went through the process step by step. Making us feel comfortable. The day of court he called again and asked if we had questions or concerns. Ensured us that everything was going to be okay and just relax and he would be there every step of the hearing. Once the hearing was done he called us again and explained what he felt the result was going to be, and he was right! Would 100% recommend him to anyone. Thank you Mr. Gantt!” – Polly Clark
★★★★★
“All I can say is that this firm took care of EVERYTHING! I never felt out of the loop and was quite happy with the results. Also, Mr. Gantt and the staff made it extremely easy to discuss matters, even those that are personal! Thanks!” – Ken Soltys
★★★★★
“Mr. Bridgman was professional and on point he kept me fully aware of the process and what was always going on a true blessing to me and others.” – Tameron Gaines
Greensboro Workers Compensation Resources:
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